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Send referral marketing letter to all involved with the loan 3 months after it closes. While interest-only loans may look appealing due to the low monthly payment, you still have to pay off the loan eventually. It is wise to be careful when dealing with a broker who is also a lender. The Summary of Benefits chart will list the Value of Income Interest, Taxable Gift, and Gift Tax Due. Brokers are reminded of their obligation under the Code of Conduct to always act in the best interests of their principal.
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